Affordable Housing Resources

Families across the state and the nation often struggle to find housing that is affordable for them, often resulting in long commutes to work. REALTOR® associations are committed to expanding opportunities for safe, accessible, and affordable housing.

Affordable housing resources

The Delaware State Housing Authority’s Affordable Housing Resource Center provides information to both government and public viewers to learn about area housing needs and how to address them. DSHA also offers mortgage financing at below-market interest rates to qualified Delaware homebuyers. Click the following links for information

The U.S. Department of Housing and Urban Development

The U.S. Department of Housing and Urban Development (HUD) Neighborhood Stabilization Program (NSP) provides assistance to state and local governments to acquire and redevelop properties that might otherwise become abandoned. Funds must be used to create affordable rental and homeownership opportunities.

Those who wish to purchase a home through the NSP must successfully complete HUD-certified housing counseling sessions to ensure that they are mortgage-ready and understand the risks, responsibilities and rewards of homeownership.

The following jurisdictions have been awarded funding, and each has a different program to meet the need in their area. Click on each link for information.

more resources

The Mortgage Reports has some great resources for consumers. A few of those are linked below.

Home Buyers Guide: Buying With Student Loans And Debt
Home Buyer’s Guide: Making A Downpayment
Guide To Buying A Home For Young Families

Reporting Discrimination

Local associations should be contacted with complaints alleging violations of the Code of Ethics filed by a home seeker who contends discriminatory treatment in the availability, purchase or rental of housing. Local real estate associations have a responsibility to enforce the Code of Ethics through professional standards procedures and corrective action in cases where a violation of the Code of Ethics is proven to have occurred.

Complaints alleging discrimination in housing may be filed with the nearest office of the United States Department of Housing and Urban Development (HUD) or by contacting them at online Additional information is available on the NAR website.

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