Affordable Housing Resources
Families across the state and the nation often struggle to find housing that is affordable for them, often resulting in long commutes to work. REALTOR® associations are committed to expanding opportunities for safe, accessible, and affordable housing.
Affordable housing resources
The Delaware State Housing Authority’s Affordable Housing Resource Center provides information to both government and public viewers to learn about area housing needs and how to address them. DSHA also offers mortgage financing at below-market interest rates to qualified Delaware homebuyers. Click the following links for information
- Kiss Your Landlord Goodbye (DSHA Homeownership Loan Program)
- Stand by me
- Sussex County Affordable and Fair Housing Resource Center
- Kent County Delaware: Affordable Housing Online
- National Low-income Housing Coalition: Metrics for the State of Delaware
- New Castle County Community Development and Housing Division
- 40+ Gov’t and Private Sector Programs, Resources and Discounts for For First-Time Home Buyers
- National Council on Agricultural Life and Labor Research Fund, Inc.
The U.S. Department of Housing and Urban Development
The U.S. Department of Housing and Urban Development (HUD) Neighborhood Stabilization Program (NSP) provides assistance to state and local governments to acquire and redevelop properties that might otherwise become abandoned. Funds must be used to create affordable rental and homeownership opportunities.
Those who wish to purchase a home through the NSP must successfully complete HUD-certified housing counseling sessions to ensure that they are mortgage-ready and understand the risks, responsibilities and rewards of homeownership.
The following jurisdictions have been awarded funding, and each has a different program to meet the need in their area. Click on each link for information.
The Mortgage Reports has some great resources for consumers. A few of those are linked below.
Home Buyers Guide: Buying With Student Loans And Debt
Home Buyer’s Guide: Making A Downpayment
Guide To Buying A Home For Young Families
Local associations should be contacted with complaints alleging violations of the Code of Ethics filed by a home seeker who contends discriminatory treatment in the availability, purchase or rental of housing. Local real estate associations have a responsibility to enforce the Code of Ethics through professional standards procedures and corrective action in cases where a violation of the Code of Ethics is proven to have occurred.
Complaints alleging discrimination in housing may be filed with the nearest office of the United States Department of Housing and Urban Development (HUD) or by contacting them at online http://www.hud.gov. Additional information is available on the NAR website.
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